Cash Flow Forecast Template
A 12-month rolling cash flow forecast spreadsheet with instructions. Know exactly where your business stands financially at all times.
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This template is AI-generated for general guidance only and does not constitute legal advice. Always have important documents reviewed by a qualified legal professional in your jurisdiction before use.
Gochi Finance builds your cash flow forecast automatically from your actual revenue and expense data — no spreadsheet maintenance required.
Why cash flow kills profitable businesses
More businesses fail from cash flow problems than from lack of profitability. You can be growing fast, winning clients, and generating revenue — and still run out of cash if your timing is wrong. A 12-month rolling cash flow forecast is the single most important financial tool for any business owner.
What this template includes
- Monthly cash inflows — revenue, loans, investments
- Monthly cash outflows — salaries, rent, suppliers, tax
- Opening and closing cash positions
- Minimum cash buffer warnings
- Scenario modelling — best case, base case, worst case
How to use it effectively
Update your forecast at the start of every month with actual figures from the previous month. The forecast becomes more accurate over time as you build a history of your business's patterns.
Pay particular attention to the months where your closing cash position approaches your minimum buffer. These are the moments to act — not when you've already run out of runway.